·Data through Q2 2026
The price of risk: digital credit, Sofipos and fintechs in Mexico
In August 2026 it was reported that one in four digital loans in Mexico is in default. The figure is real, but it measures something else. Here is the official CNBV data, society by society, since 2009.
11.24%
consumer credit delinquency, per the CNBV
6.31% / 24.82%
digital against traditional lenders
39.3M
customers, nine times the 2020 figure
Primary sources: CNBV, Banco de México, Agencia Reforma